Last updated on March 1, 2025

Interested in long-term care insurance but unsure if you’ll qualify? We’ve compiled brief guides covering some of the most common health conditions and underwriting impairments.

Carriers all have different guidelines, so even if you’d be declined or adversely rated at one carrier, you may be accepted or receive a favorable rating at another carrier. We can help you determine which carrier is most suitable for your particular situation, decreasing the likelihood of a decline.

Condition List ⚕️
Diabetes
Recent or upcoming surgery

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Compare your long term care insurance options
Are you looking for the best long term care coverage at the lowest cost, that fits your specific needs?

Our brokerage is family-run with a combined 41 years of experience in the insurance industry. As independent brokers, we offer customized advice and recommendations, and can direct you to the best option among the many carriers we represent: Nationwide, Brighthouse Financial, OneAmerica, Mutual of Omaha, National Guardian Life, Lincoln Financial Group, Thrivent, and Securian.

It will be our pleasure to help you navigate your options.

For comparative long term care quotes, please contact us at 1-866-LTC-BROKERS. Or simply fill out our quote request form and we will reply shortly.

Thank you. We look forward to assisting you.

Toll-free: 1-866-LTC-BROKERS

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