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About us

Bertrand Waché

Founder & Operations Director

Founder & Technical Director

Long Term Care Brokers was founded to help consumers across the United States get the very best long-term care insurance available on the market. We recognized that many local agents are well-intentioned but captive, meaning they can only offer products from one company. They also work multiple lines, offering home, auto, RV & boat, and life insurance, etc., meaning they just don’t have the time or the resources to focus on delivering the best value on long-term care insurance.

We specialize exclusively in long term-care insurance (LTCi) and as independent brokers offer products from half a dozen carriers and counting. This gives consumers choice and results in lower rates and greater chances of approval.

Our brokerage is family-run with a combined 41 years of experience across multiple lines in the insurance industry.

Bertrand, our Operations Director, has over 30 years of multi-line insurance experience. His unique, global career spans property & casualty, major medical, life, long term care, and annuities for both commercial and personal lines. Prior to becoming an independent broker, he previously served as SVP of Trend Spotting at Swiss Re, Global Research & Development officer at ACE Group (now Chubb), VP & General Manager, Agency Marketing for Personal & Commercial Auto Lines at GMAC Insurance, VP Product Management / General Manager, National Accounts and Partnerships at Assurant Health, Head of New Product Development at Aetna, and VP P&C Marketing, Asia Pacific & Continental Europe at CIGNA International. He holds an MBA from Northwestern University, as well as the Chartered Property & Casualty Underwriter (CPCU) and Associate in Risk Management (ARM) designations.

Alexis, our Technical Director, received his B.A. in economics from Northwestern University and also holds the Chartered Property & Casualty Underwriter (CPCU) designation. He has over a decade of experience in the insurance industry.

As independent brokers, we work with the top-rated long term care insurance companies including Brighthouse Financial, OneAmerica, Mutual of Omaha, National Guardian Life, Lincoln Financial Group, and Securian. We firmly believe that this independence allows us to best serve our clients by providing objective guidance and multiple options, in order to secure the best coverage for each individual’s unique circumstances.

It will be our pleasure to help you navigate your options.

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Toll-free: 1-866-LTC-BROKERS

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