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  • Long-term care insurance FAQs

    What factors affect the cost of long-term care insurance? Long-term care insurance costs depend most on the following factors: – age– gender– current health & health history– the amount of coverage your purchase LTCI costs more the older you get, and also if you have existing health conditions. Some carriers consider whether you have a…


  • Creating an Emergency Financial Folder

    When advising our clients on emergency financial folders, we actually recommend two folders – one for less sensitive items, like family contact numbers and health insurance information, and another for highly sensitive items like financial accounts and passwords. You can keep the less sensitive binder on a bookshelf in your house, and the highly sensitive…


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